Abandonment
The call ends before a defensible decision. Some of these are valid customers lost to a queue or a rigid system. You want this low.
A false pass is a third party verification recorded as confirmed when the recording shows the customer did not agree. It is the verification version of a false positive. It counts as a success in every number a vendor reports, which makes it the hardest TPV failure to see, and it is the only one of the three TPV outcomes that carries legal exposure.
The TPV Buyer's Checklist
What to measure, and what to make any TPV vendor prove, including us.
Most TPV reporting leads with a single completion or pass rate. Three outcomes hide inside it, and only two of them ever show up as problems.
The call ends before a defensible decision. Some of these are valid customers lost to a queue or a rigid system. You want this low.
The verification reached a substantive problem: price, comprehension or authorization. That may be the verifier doing its job. A rejection rate near zero means the control never fires.
The report says confirmed. The recording says the customer did not agree. It counts as a success in every number the vendor shows you.
Every TPV report starts from what the system recorded. A false pass was recorded as a pass, so it lands in the success column of the dashboard, the completion rate and the invoice. Nothing in the data marks it.
Abandonments and rejections show up in reports because the system knows they did not succeed. A false pass is a failure the system records as a success. You have to go and find it.
Every verification model can produce them. The mechanisms differ.
You cannot get them from vendor reporting. There are two ways in, and both start with your own calls.
Pull a random sample of your own approved calls every month. A person listens to each one and answers a single question: is the answer on this recording actually consent?
Size the sample with your compliance team, so that a false pass rate you would care about would show up in it.
Start from cancellations, disputes and complaints where the customer says they never agreed. Every one of them started life as an approval.
Pull the verification recording behind each one and listen. A pattern by rep, by script step or by time of day tells you where to look next.
You will never get to audit another client's calls, and you should not need to. The approvals on your own book are your records and your risk. Ask how you would go about auditing those.
In practice that means the recording and the answer to each question have to be yours to pull, for any approval, without asking anyone.
Ask us the same questions. Every approval we return comes with its recording and the answer to each question, so you can sample our approvals the way you would sample anyone's.
A third party verification recorded as confirmed when the recording shows the customer did not agree. It counts as a success in every number a vendor shows you, it is the only TPV outcome that carries legal exposure, and vendor reporting cannot show it to you.
The same thing under another name: the verification says yes when the truth is no. In TPV it is called a false pass, an approval the recording does not support.
Two ways. Sample: pull a random sample of your own approved calls every month, and have a person listen to each one and answer a single question, is the answer on this recording actually consent? Work backward: start from cancellations, disputes and complaints where the customer says they never agreed, and listen to the verification behind each one.
You will never get to audit another client's calls, and you should not need to. The approvals on your own book are your records and your risk. Ask how you would go about auditing those.
Yes, in two ways. A system that matches words can hear the yes in "Yes, that is not correct" and pass a customer who just said no. A conversational agent that improvises can keep talking until a hesitant customer says yes. Test for the first with the contradiction test, and ask how the second is prevented and checked.
Because a false pass is recorded as a pass. Reports count what the system recorded, so it lands in the success column of every dashboard, completion rate and invoice. The only evidence is in the recording.
Bring it to a vendor call: the number that matters, the nine numbers to make any vendor separate, the five things to make them prove, and the two questions that sort vendors fastest.
Tell me what you verify and roughly how many a month, and I will reply by email. If you would rather talk it through, pick a time on my calendar.
Pick a time on my calendar
Ryan Schuetz
Founder, Automatdo